:root {
  --navy: #0A1F33;
  --teal: #1CA9A6;
  --light: #F4F6F9;
  --white: #ffffff;
  --text: #1A1A1A;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: "Segoe UI", -apple-system, BlinkMacSystemFont, Arial, sans-serif;
  background: var(--light);
  color: var(--text);
}
.container { width: 90%; max-width: 1100px; margin: 0 auto; }
.header { background: var(--navy); color: var(--white); padding: 14px 0; }
.header-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.logo-area { display: flex; align-items: center; gap: 10px; }
.logo-mark { width: 36px; height: 36px; border-radius: 10px; background: var(--teal); display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--white); }
.logo-text { font-weight: 600; font-size: 20px; }
.logo-text span { color: var(--teal); }
.nav { display: flex; gap: 14px; flex-wrap: wrap; }
.nav-link { color: var(--white); text-decoration: none; font-size: 14px; opacity: 0.8; }
.nav-link:hover, .nav-link.active { opacity: 1; text-decoration: underline; }
.hero { background: var(--white); padding: 60px 0 50px; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 3fr) minmax(0, 2fr); gap: 32px; align-items: center; }
.hero-text h1 { font-size: 34px; margin: 0 0 10px; color: var(--navy); }
.hero-subtitle { font-size: 17px; line-height: 1.5; margin-bottom: 18px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 6px; }
.hero-note { font-size: 13px; color: #555; }
.hero-card { background: var(--light); border-radius: 12px; padding: 22px 24px; box-shadow: 0 2px 10px rgba(0,0,0,0.05); }
.hero-card h2 { margin-top: 0; margin-bottom: 12px; color: var(--navy); }
.check-list { list-style: none; padding-left: 0; margin: 0 0 12px; }
.check-list li { margin-bottom: 6px; }
.small { font-size: 13px; color: #555; }
.section { padding: 50px 0; }
.section.alt { background: var(--white); }
.section-title { text-align: center; font-size: 26px; color: var(--navy); margin-bottom: 32px; }
.page-title { font-size: 28px; color: var(--navy); margin-bottom: 16px; }
.narrow { max-width: 760px; }
.center { text-align: center; }
.feature-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.feature-card { background: var(--white); border-radius: 10px; padding: 18px 20px; box-shadow: 0 1px 6px rgba(0,0,0,0.04); }
.feature-card h3 { margin-top: 0; margin-bottom: 6px; color: var(--navy); }
.steps-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 20px; }
.step { background: var(--white); border-radius: 10px; padding: 18px 20px; box-shadow: 0 1px 6px rgba(0,0,0,0.04); }
.step-number { width: 24px; height: 24px; border-radius: 50%; background: var(--teal); color: var(--white); display: inline-flex; align-items: center; justify-content: center; font-size: 13px; margin-bottom: 8px; }
.section.cta { background: var(--navy); color: var(--white); }
.cta-inner { display: flex; justify-content: space-between; align-items: center; gap: 18px; }
.btn { display: inline-block; padding: 11px 22px; border-radius: 8px; font-size: 15px; text-decoration: none; cursor: pointer; border: none; }
.btn.primary { background: var(--teal); color: var(--white); }
.btn.primary:hover { background: #148b89; }
.btn.secondary { background: transparent; border: 1px solid var(--teal); color: var(--teal); }
.btn.secondary:hover { background: rgba(28,169,166,0.08); }
.btn.light { background: var(--white); color: var(--navy); }
.btn.light:hover { background: #e4edf7; }
.bullet-list { padding-left: 20px; }
.bullet-list li { margin-bottom: 6px; }
.contact-form label { display: block; font-size: 14px; margin-top: 10px; margin-bottom: 3px; }
.contact-form input, .contact-form textarea, .contact-form select { width: 100%; padding: 8px 10px; border-radius: 6px; border: 1px solid #ccc; font-family: inherit; font-size: 14px; }
.checkbox-row { display: flex; align-items: center; gap: 6px; font-size: 13px; margin-top: 8px; }
.checkbox-row input { width: auto; }
.small { font-size: 13px; }
.footer { background: var(--navy); color: var(--white); padding: 18px 0; margin-top: 30px; }
.footer-inner { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; }
.footer-links a { color: var(--white); text-decoration: none; font-size: 13px; margin-left: 12px; opacity: 0.85; }
.footer-links a:hover { opacity: 1; text-decoration: underline; }
.cookie-modal { display: none; position: fixed; inset: 0; background: rgba(0,0,0,0.6); justify-content: center; align-items: center; z-index: 9999; }
.cookie-content { background: var(--white); padding: 22px 24px; border-radius: 12px; max-width: 420px; width: 90%; text-align: center; box-shadow: 0 4px 16px rgba(0,0,0,0.2); }
.cookie-content h2 { margin-top: 0; margin-bottom: 10px; color: var(--navy); }
.cookie-content p { font-size: 14px; margin-bottom: 16px; }
.cookie-buttons { display: flex; justify-content: center; gap: 10px; }
@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; }
  .cta-inner { flex-direction: column; align-items: flex-start; }
  .header-inner { flex-direction: column; align-items: flex-start; }
}